Get a FREE Quote for Burial Insurance

Today’s seniors are living longer and longer. But death is inevitable, and this presents a unique problem for seniors: the cheapest rates for insurance are when you’re younger. As you age, so does the likelihood that you’ll have health conditions that will disqualify you from full medically underwritten policies. This is where burial insurance or final expense insurance comes in. And the burial insurance is more affordable than you think!

Get FREE
life insurance
information

I understand and agree that, by submitting my information, a licensed insurance agent will contact me to provide additional information about the final expense policies available in my state.

What is Burial Insurance?

Burial insurance is the same as final expense insurance. It’s a type of permanent life insurance meant for seniors — so that their end-of-life costs don’t become a burden to their families.

The average funeral is between $7,000 - $12,000

The average cremation cost is between $6,000 - $7,000

The average hospital stay is 4.5 days**

** The average cost for a hospital room is $10,400 per day. That’s $46,800! That means the total cost of dying in the United States is between $50,000 – $60,000!

These funeral expenses and medical bills add stress to grieving families. The average American does not have $1,000 saved up to cover an emergency. So, how would your family cover these costs in the event of your death? That’s why Life Insurance is so important. The silver lining is that any money left over after paying expenses the family keeps tax-free!

Our policies at a glance

Several have immediate coverage - no waiting period
Policy premiums do not increase
Death Benefit amount does not decrease
No physical or medical exam required
Policies are permanent - they do not expire at any age

Expense Mutual is an independent agency that has helped hundreds of seniors get affordable burial insurance.