Menu
Get affordable burial insurance with Expense Mutual.
Fill out the form below or call us at 888-280-2825 and get a quote today!
Final expense insurance is a form of whole life insurance, meaning when you sign up for it, the policy is active for life as long as you maintain your premium payments.
It pays a relatively small death benefit compared to other types of life insurance, as it disburses between $2,000 and $50,000 to your beneficiaries.
Unlike other forms of life insurance, final expense insurance doesn’t require an exam. At most, you’ll answer a medical questionnaire – no office visit required. The questionnaire isn’t even mandatory. In fact, you can get a final expense policy with no questions asked.
Age is not a barrier to enrollment, as many companies allow enrollment for individuals up to 80 years old.
Costs vary based on the insurance company you get the policy from. However, like other types of life insurance, age and gender influence the amount you’ll pay in premiums.
Younger women pay the lowest premiums. The younger you are, the longer you’ll be able to make premium payments. Women also tend to live longer than men, hence why women pay lower rates by default.
Upon passing away, your insurance will pay a death benefit to your beneficiaries. They can use this for any purpose, though many get this policy for the sake of covering funeral costs.
This death benefit is tax-free. Not only will your loved ones get relief from the financial burdens they’re currently facing, but they will also not have to worry about income taxes. What you sign up for goes directly to them – not the IRS.
The death benefit can help with covering your loved ones’ largest debts, including credit card payments, rent or mortgage, student loans, or other monthly expenses.
In the end, you are able to pass along a small fortune without having to take on additional work. By getting final expense insurance, you’re providing significant financial relief for the future.
At Expense Mutual we want you to be able to take care of the ones who mean the most to you. That’s why we’re here to help you get a final expense policy that can help you ensure the peace of mind of your loved ones. Call us today at 888-280-2825.
Expense Mutual is a licensed Independent Insurance Agency licensed to sell insurance in Georgia. Expense Mutual does not underwrite any insurance that appears on our website. Please note that Insurance cannot be bound, canceled or installed on the website. While Expense Mutual has done everything to ensure that all rates are accurate in the event, we made an error regarding pricing, the carrier’s rates will always supersede whatever rate appears on our website. All plans with no waiting period require an applicant to be medically approved by the insuring company and are subject to the incontestability period. All guaranteed acceptance plans that have no health questions will be subject to the insurer’s defined waiting period before benefits become payable under the policy provisions. Whole Life Final Expense Insurance available through JN Solutions LLC dba Expense Mutual may be underwritten by any of the following insurance companies, Americo, Foresters, Gerber Life, Met Life or Mutual of Omaha. Under no circumstances will Expense Mutual share or sell your information with a third party without your consent. No part of this website may be copied, published, faxed, mailed or distributed in any manner without the prior written consent from the website owner. Representation Any views or opinions represented on the Website are personal and belong solely to the Operator and do not represent those of people, institutions or organizations that the Operator may or may not be associated with in professional or personal capacity unless explicitly stated. Any views or opinions are not intended to malign any religion, ethnic group, club, organization, company, or individual. Changes and amendments. We reserve the right to modify this Disclaimer or its terms relating to the Website and Services at any time, effective upon posting of an updated version of this Disclaimer on the Website. When we do, we will revise the updated date at the bottom of this page. Continued use of the Website and Services after any such changes shall constitute your consent to such changes. Acceptance of this disclaimer. You acknowledge that you have read this Disclaimer and agree to all its terms and conditions. By accessing and using the Website and Services you agree to be bound by this Disclaimer. If you do not agree to abide by the terms of this Disclaimer, you are not authorized to access or use the Website and Services. Contacting usIf you would like to contact us to understand more about this Disclaimer or wish to contact us concerning any matter relating to it, you may send an email to info@expensemutual.com.