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Get affordable burial insurance with Expense Mutual.
Fill out the form below or call us at 888-280-2825 and get a quote today!
This policy gets its name from the common reason for why it’s purchased. The death benefit is typically enough to cover all funeral and burial costs – these are the “final expenses”. That’s also why this is also known as burial insurance.
The death benefit ranges from $2,000 to $50,000 depending on the insurance company, and how much it is willing to offer the person purchasing it. By comparison, funeral costs average between $7,000 and $12,000.
While it is among the least discriminatory insurance policies on the market, factors such as age and gender influence the monthly premiums and the size of a policy a person can get. This is because these are closely tied to life expectancy. Women pay lower rates because their average life expectancies are higher than men’s. Older individuals are closer to the end of life, therefore not being able to pay as much in premiums as a younger person would.
The funds disbursed to loved ones can be used for any purpose – no strings attached. This is a tax-free benefit, so your loved ones will get the exact amount you allotted to them.
Your beneficiaries can use the death benefit for expenses such as:
They may also use it for leisure. This can help them cover costs like traveling and vacation. The uses are endless.
Final expense insurance can also be of use while you’re still alive. For instance, you can get final expense insurance as a means of obtaining collateral for a loan.
At Expense Mutual, we believe you should be able to provide for your loved ones and pass on your legacy. Give us a call today at 888-280-2825 to learn more about your final expense options and if it’s the right choice for you and your loved ones.
Expense Mutual is a licensed Independent Insurance Agency licensed to sell insurance in Georgia. Expense Mutual does not underwrite any insurance that appears on our website. Please note that Insurance cannot be bound, canceled or installed on the website. While Expense Mutual has done everything to ensure that all rates are accurate in the event, we made an error regarding pricing, the carrier’s rates will always supersede whatever rate appears on our website. All plans with no waiting period require an applicant to be medically approved by the insuring company and are subject to the incontestability period. All guaranteed acceptance plans that have no health questions will be subject to the insurer’s defined waiting period before benefits become payable under the policy provisions. Whole Life Final Expense Insurance available through JN Solutions LLC dba Expense Mutual may be underwritten by any of the following insurance companies, Americo, Foresters, Gerber Life, Met Life or Mutual of Omaha. Under no circumstances will Expense Mutual share or sell your information with a third party without your consent. No part of this website may be copied, published, faxed, mailed or distributed in any manner without the prior written consent from the website owner. Representation Any views or opinions represented on the Website are personal and belong solely to the Operator and do not represent those of people, institutions or organizations that the Operator may or may not be associated with in professional or personal capacity unless explicitly stated. Any views or opinions are not intended to malign any religion, ethnic group, club, organization, company, or individual. Changes and amendments. We reserve the right to modify this Disclaimer or its terms relating to the Website and Services at any time, effective upon posting of an updated version of this Disclaimer on the Website. When we do, we will revise the updated date at the bottom of this page. Continued use of the Website and Services after any such changes shall constitute your consent to such changes. Acceptance of this disclaimer. You acknowledge that you have read this Disclaimer and agree to all its terms and conditions. By accessing and using the Website and Services you agree to be bound by this Disclaimer. If you do not agree to abide by the terms of this Disclaimer, you are not authorized to access or use the Website and Services. Contacting usIf you would like to contact us to understand more about this Disclaimer or wish to contact us concerning any matter relating to it, you may send an email to info@expensemutual.com.