Menu
Get affordable burial insurance with Expense Mutual.
Fill out the form below or call us at 888-280-2825 and get a quote today!
Funeral costs have been increasing steadily for many years and could result in financial stress for your loved ones if you do not have any insurance coverage in place to take care of certain expenses. Fortunately, final expense insurance exists to cover end-of-life costs such as burial costs, medical bills, and funeral expenses.
Final expense insurance offers a death benefit up to $50,000, though they stay below $25,000 most of the time. This insurance coverage was initially meant to cover only end-of-life expenses, but it has been expanded to cover funeral expenses and any remaining debt owed by the policyholder or left in the beneficiary’s responsibility.
It is important to note that there are key differences between life insurance and final expense insurance. Though they cover similar benefits, there are differences between the two products. For example, many life insurance plans require applicants to undergo medical exams to qualify, while final expense providers do not require medical exams to determine eligibility. Also, the payouts from final expense insurance are often smaller than traditional life insurance policies.
While life insurance is a good option for most people with financial responsibilities, final expense insurance is designed for individuals who do not qualify for traditional life insurance but don’t want their loved ones to be burdened with end-of-life expenses, particularly funeral expenses. Reasons for not being eligible for traditional life insurance that could qualify you for final expense include poor health or old age.
People in the following categories are also suitable candidates for final expense insurance.
Need help or want more information about final expense insurance? Contact Expense Mutual today! We’ll answer any questions you may have.
Expense Mutual is a licensed Independent Insurance Agency licensed to sell insurance in Georgia. Expense Mutual does not underwrite any insurance that appears on our website. Please note that Insurance cannot be bound, canceled or installed on the website. While Expense Mutual has done everything to ensure that all rates are accurate in the event, we made an error regarding pricing, the carrier’s rates will always supersede whatever rate appears on our website. All plans with no waiting period require an applicant to be medically approved by the insuring company and are subject to the incontestability period. All guaranteed acceptance plans that have no health questions will be subject to the insurer’s defined waiting period before benefits become payable under the policy provisions. Whole Life Final Expense Insurance available through JN Solutions LLC dba Expense Mutual may be underwritten by any of the following insurance companies, Americo, Foresters, Gerber Life, Met Life or Mutual of Omaha. Under no circumstances will Expense Mutual share or sell your information with a third party without your consent. No part of this website may be copied, published, faxed, mailed or distributed in any manner without the prior written consent from the website owner. Representation Any views or opinions represented on the Website are personal and belong solely to the Operator and do not represent those of people, institutions or organizations that the Operator may or may not be associated with in professional or personal capacity unless explicitly stated. Any views or opinions are not intended to malign any religion, ethnic group, club, organization, company, or individual. Changes and amendments. We reserve the right to modify this Disclaimer or its terms relating to the Website and Services at any time, effective upon posting of an updated version of this Disclaimer on the Website. When we do, we will revise the updated date at the bottom of this page. Continued use of the Website and Services after any such changes shall constitute your consent to such changes. Acceptance of this disclaimer. You acknowledge that you have read this Disclaimer and agree to all its terms and conditions. By accessing and using the Website and Services you agree to be bound by this Disclaimer. If you do not agree to abide by the terms of this Disclaimer, you are not authorized to access or use the Website and Services. Contacting usIf you would like to contact us to understand more about this Disclaimer or wish to contact us concerning any matter relating to it, you may send an email to info@expensemutual.com.